Lender Comparison Calculator
Welcome to the Office of Financial Aid and Scholarship's Lender Comparison Calculator. Selecting the right lender is an important decision. You can save hundreds of dollars by choosing a lender with the lowest up front fees and greatest repayment incentives. Use the calculator to compare fees, interest payments and the total loan repayment amount. Prospective borrowers should also read and understand the lender's benefits and requirements.
Select Loan Type
The lender comparison defaults to the student Stafford loan. Parent borrowers should select PLUS to view lender benefits related to the Parent PLUS federal loan type.Enter Loan Information
The calculator assumes a standard 10-year loan repayment and defaults to the new fixed interest rates for Stafford (6.8%) and PLUS (8.5%) loans. It is also assumed, for the comparison, that the interest rate remains constant throughout the life of the loan. New borrowers should estimate using the total or lifetime loan balance that they plan on securing while enrolled at YSU.| Loan Balance: | |
| Loan Interest Rate: | % |
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Select Lenders to Compare
The following are lenders currently represented on Youngstown State's preferred lender list. Borrowers will have the opportunity to select one of the following lenders as part of the loan application process. The lenders provided by YSU have been chosen due to historical loan volume or local affiliation. YSU will process a loan for any lender the student wishes to use.| Select All Lenders | |||
| Associated Sch. Emp. CU - 832124 | PNC / National City - 809921 | ||
| Chase - 808956 | Student Loan Funding - 831455 | ||
| Fifth Third Bank - 808780 |